Nashville Bankruptcy Attorney

We know times are tough, you are not sure what to do, but you know one thing, you need to do something. Whether you are experiencing trouble paying your mortgage, car loan or credit card debts, the bankruptcy laws exist to assist you in obtaining a fresh start or crafting a plan to stabilize your economic situation. The Gordon Law Group understands that declaring bankruptcy is an extremely difficult and emotional decision. The possibility of losing everything you've worked hard to attain is stressful and difficult to understand. No one going through a bankruptcy should be made to feel ashamed about his or her situation. The reasons for filing are many--and not necessarily anyone's fault--including job loss, divorce, illness or death of a spouse or breadwinner, debts created by a co-debtor, or excessive credit card charges built up from years of earning less than that person's living expenses. The Gordon Law Group is devoted to assisting its clients gain financial freedom and well-being. We strive to give relief to our clients who face financial difficulties in this challenging economic environment. We also pride ourselves on the personal attention we devote to each client's concerns. The Gordon Law Group is a federally designated DEBT RELIEF AGENCY as defined in the 2005 amendments to the US Bankruptcy Code. We help people file for Bankruptcy under the Bankruptcy Code. Gordon Law Group provides services related to debt matters such as:

• Chapter 7
• Chapter 13
• Foreclosures
• Tax Debts
• Credit Card Debt
• Garnishment

Chapter 7 Bankruptcy

Allows the consumer over a three or four month period of time to wipe out most debts by having the United States Bankruptcy Court issue a Discharge of Debt. This option should be chosen by the consumer who is overwhelmed by debt and wishes to obtain a fresh start. A consumer filing for Chapter 7 Bankruptcy can keep his/her property that is exempted by federal or state law. Attorneys at the Gordon Law Group will advise you on what property you can protect from liquidation or sale.

Chapter 13 Bankruptcy

Allows the consumer who has regular income to have the United States Bankruptcy Court to approve a three to five year plan which allows certain past due debts to be paid off over a period of time and other debts to be satisfied by only paying a portion of the total amount owed. This option should be chosen by a consumer who has fallen behind on mortgage or car loan payments and needs a substantial amount of time to repay the past due portion of these debts to the creditor. Chapter 13 is also chosen by those consumers whose incomes are too high to allow a Chapter 7 filing and need to pay off a portion of his/her debts over a period of time and then have those debts discharged. Bankruptcy is helpful in giving debtors valuable time to work out solutions. Immediately upon filing, an automatic stay goes into effect halting all enforcement actions such as foreclosures on a home, repossessions of an automobile, garnishments of wages or bank accounts, and harassing phone calls from collectors. Attorneys at the Gordon Law Group will personally analyze your economic situation and will provide a customized bankruptcy relief package to get you a fresh start or stabilize your economic situation. Bankruptcy is not a cure-all, but it is a powerful tool to deal with a number of legal problems. It certainly is an effective way to get you back on your feet.